Everything about Mobile Home totally explained
These homes are built in factories, rather than on site, and then taken to the place where that'll be occupied. They are usually transported by
tractor-trailers over public highways. They are less expensive per square foot than site-built homes, and are often associated with rural areas and high-density developments, sometimes referred to as
trailer parks. While these houses are usually placed in one location, often a rented lot, and left there permanently, they do retain the ability to be moved, as this is a requirement in many areas. Behind the cosmetic work fitted at installation to hide the base, there are strong trailer frames, axles, wheels and tow-hitches. The two major sizes are
single-wides and
double-wides. Single-wides are eighteen feet or less in width and 90 feet or less in length and can be towed to their site as a single unit. Double-wides are twenty feet or more wide and are 90 feet in length or less and are towed to their site in two separate units, which are then joined together.
Triple-wides and even homes with four, five, or more units are also built, although not as commonly.
In the United States, these homes are regulated by the U.S.
Department of Housing and Urban Development (HUD), via the Federal National Mfd. Housing Construction and Safety Standards Act of 1974. It is this national regulation that has allowed many manufacturers to distribute nationwide, since they're immune to the jurisdiction of local building authorities. By contrast, producers of
modular homes must abide by state and local building codes. There are, however, windzones adopted by HUD that home builders must follow. For example, state-wide, Florida is at least windzone 2. South Florida is windzone 3, the strongest windzone. After
Hurricane Andrew in 1992, new standards were adopted for home construction. The codes for building within these windzones were significantly amended, which has greatly increased their durability. During the
2004 hurricanes in Florida, these standards were put to the test, with great success. Yet, older models continue to face the exposed risk to high winds due to the attachments applied such as carports, porch and screen room additions. These areas are exposed to "wind capture" which apply extreme force to the underside of the integrated roof panel systems, ripping the fasteners through the roof pan causing a series of events which destroys the main roof system and the home.
History
This form of housing goes back to the early years of cars and motorized highway travel. It was derived from the
travel trailer, a small unit with permanently attached wheels often used for camping. Larger units intended to be used as dwellings for several months or more in one location came to be known as
house trailers.
The original focus of this form of housing was its mobility. Units were initially marketed primarily to people whose lifestyle required mobility. However, beginning in the
1950s, the homes began to be marketed primarily as an inexpensive form of housing designed to be set up and left in a location for long periods of time, or even permanently installed with a masonry foundation. Previously, units had been eight feet or less in width, but in 1956, the 10-
foot (3.048
metre) wide home ("ten-wide") was introduced, along with the new term "mobile home." The homes acquired a rectangular look, made from pre-painted aluminum panels, rather than the streamlined look of travel trailers, which were usually painted after assembly. All of this helped solidify the line between these homes and house/travel trailers. The smaller units could be moved simply with a car, but the larger, wider units usually required the services of a professional trucking company, and, often, a special moving permit from a state highway department. In the 1960s and '70s, the homes became even longer and wider, making the mobility of the units more difficult. Today, when a factory built home is moved to a location, it's usually kept there permanently and the mobility of the units has considerably decreased.
Many people who couldn't afford a traditional site-built home or didn't desire to commit to spending a large sum of money on housing began to see this factory built homes as a viable alternative for long-term housing needs. The units were often marketed as an alternative to the apartment rental. However, the tendency of the units of this era to rapidly depreciate in resale value made using them as collateral for loans far riskier than traditional home loans. Terms were usually limited to less than the thirty year term typical of the general home-loan market, and interest rates were considerably higher. In other words, home loans resembled motor vehicle loans far more than traditional home
mortgages.
Types of homes in the United Kingdom
In the United Kingdom there are three main types of homes: touring
caravans, static caravans, and motorhomes. A touring caravan is towed behind a car to its site and parked, often for only a brief period. Touring caravans are usually no larger than 8' wide and can have 1 or 2 axles (2 or 4 wheels respectively). Static caravans aren't towed, as they're too large to tow and have a rudimentary chassis with no suspension or brakes, and therefore are transported on the back of large flatbed lorries. The axle and wheels are used for movement to the final location when the static caravan is moved by tractor or 4x4. A static caravan will normally stay on a single plot for many years, and have many of the modern conveniences one would normally find in a home. Static caravans are split into two types, "holiday homes" and "park homes".
Holiday homes will generally have sleeping accommodation for 6 to 8 people in 2 to 3 bedrooms and on convertible seating in the lounge. They tend towards a fairly "open-plan" layout, and while some units are insulated and centrally heated for year-round use, cheaper models without double glazing or central heating are available for mainly summer use. Holiday homes are intended for leisure use and are available in 10'and 12' widths, a small number in 13' and 14' widths, and a few 16' wide, consisting of two 8' wide units joined together. Generally holiday homes are clad in painted steel panels.
Park homes are intended for full residential occupation and are designed for the needs of that market. They are available in 10' and more commonly 12' widths, together with a 20' width consisting of two 10' wide units joined together. They are always fully insulated and generally offer less sleeping accommodation — usually 4 people in 2 bedrooms, and the layout usually contains individual rooms rather than the open-plan design of holiday homes. Generally park homes are clad in plywood with a "rough cast" finish appearing similar to cement render.
Motorhomes are similar in size to touring caravans but with one main difference: they've engines and don't need to be towed. Some motorhomes are based on a commercial vehicle such as a Ford Transit or Renault Trafic, the cab of which is clearly visible, while larger "coachbuilt" motorhomes are built on a powered chassis. Motorhomes may have modern conveniences such as showers and full-sized cookers. Motorhomes are for all intents and purposes full touring caravans that can be driven from site to site.
Legal complications
The rise of the factory built homes brought with it complications the
legal system wasn't prepared to handle. Originally, factory built homes tended to be taxed as vehicles rather than real estate, which resulted in very low property tax rates for their inhabitants. This led local governments to reclassify them for taxation purposes.
However, even with this change, rapid
depreciation often resulted in the home occupants paying far less in property taxes than had been anticipated and budgeted. The ability to move many factory built homes rapidly into a relatively small area resulted in strains to the infrastructure and governmental services of the affected areas, such as inadequate water pressure and sewage disposal, and highway congestion. This led jurisdictions to begin placing limitations on the size and density of developments.
As noted above, early homes, even those that were well-maintained, tended to depreciate in value over time, much like motor vehicles, rather than appreciate in value, as with site-built homes. The arrival of these homes in an area tended to be regarded with alarm, in part because of devaluation of the housing potentially spreading to preexisting structures.
This combination of factors has led most jurisdictions to place
zoning regulations on the areas in which factory built homes are placed, and limitations on the number and density of homes permitted on any given site. Other restrictions, such as minimum size requirements, limitations on exterior colors and finishes, and foundation mandates have also been enacted. There are many jurisdictions that won't allow the placement of any additional factory built homes. Others have strongly limited or forbidden all single-wide models, which tend to depreciate in value more rapidly than modern double-wide models.
Apart from all the practical issues described above, there's also the constant discussion about legal
fixture and
chattels - meaning that the legal status of a trailer is, or could be, affected by its incorporation to the land or not. This sometimes involves such factors as whether or not the wheels have been removed.
Factory-built home parks
In the past parks have, often with legitimate reason, been thought of as substandard. With more modern home parks however, this isn't the case. Most have regulations concerning the size and styles of homes permitted, and many are somewhat similar to more traditional subdivision developments. In some of the more satisfactory parks, all of the homes are owned by the individual occupants. Only the spaces, or "lots" or
pads are rented, not the units themselves. Developments in which the buyer purchases both the home and the lot are almost indistinguishable from traditional subdivisions. In lower-end parks, some or all of the units are owned by the operators of the park and are rented to occupants. These developments are considered undesirable by property owners because they're known to depreciate the value of surrounding property.
Newer homes, particularly double-wides, tend to be built to much higher standards than their predecessors and meet the
building codes applicable to most areas. This has led to a reduction in the rate of value depreciation of most used units.
Additionally, modern homes tend to be built from materials similar to those used in site-built homes rather than inferior, lighter-weight materials. They are also more likely to physically resemble site-built homes. Often, the primary differentiation in appearance is that factory built homes tend to have less of a roof slope so that they can be readily transported underneath bridges and overpasses.
The number of double-wide units sold exceeds the number of single-wides, which is due in part to the aforementioned zoning restrictions. Another reason for higher sales is the spaciousness of double-wide units, which are now comparable to site-built homes. Single-wide units are still popular primarily in rural areas, where there are fewer restrictions. They are frequently used as temporary housing in areas affected by natural disasters, when restrictions are temporarily waived.
Modulars
Modular built homes are transported on flatbed trucks rather than being towed, and lack axles and an automotive-type frame. However, some of these houses are towed behind a
semi-truck on a frame similar to that of a trailer. The house is usually in two pieces and is hauled by two separate trucks. Each frame has five or more axles, depending on the size of the house. Once the house has reached its location, the axles and the tongue of the frame are then removed, and the house is set on a concrete foundation by a large
crane.
Both styles are commonly referred to as factory built housing, although its technical use is restricted to a class of homes regulated by the Federal National Mfd. Housing Construction and Safety Standards Act of 1974.
Most zoning restrictions on the homes have been found to be inapplicable or only applicable to modular homes. This occurs often after considerable litigation on the topic by affected jurisdictions and by plaintiffs failing to ascertain the difference. Most modern modulars, once fully assembled, are indistinguishable from site-built homes. Their roofs are usually transported as separate units. Newer modulars also come with roofs than can be raised during the setting process with cranes. There are also modulars with 2 or 3 stories. As the legal differentiation between the two becomes more codified, the market for modular homes is likely to grow.
The traditional home industry would seem to have a bright future as well. As the demand for housing continues to grow, the price of housing continues to increase rapidly. The quality and features of these homes has led to greater acceptance by a growing segment of the marketplace. Additionally, insurers and lenders are now more likely to treat the higher-end factory built home as they'd a traditional home.
Homes and tornadoes
Tornadoes don't actually strike factory built homes any more or less frequently than any other type of structure. However, while an
F1 tornado might cause minor damage to a site-built home, it could do significant damage to a factory built home, especially an older model or one that isn't properly secured. Many brands offer optional hurricane straps, which can be used to tie the home to anchors embedded in the ground.
Homes in Europe
The phrase, with or without the hyphen, is used in many European campgrounds to refer to fixed
caravans, purpose-built
cabins and even large tents, which are rented by the week or even year-round as cheap accommodation, similar to the US concept of a
trailer park. Like many US
loanwords, this term isn't used widely in Britain.
Caravilla
In
2005, a neighborhood of about 500 homes was established in
Nitzan. This was a temporary community set up north of
Ashkelon,
Israel, to house those evicted from their homes in
Gush Katif as part of
Israel's unilateral disengagement plan.
These homes were named
caravillas (
Hebrew: קרווילה), which is a
portmanteau of the words
caravan, and
villa. The building is composed of several prefabricated sections that are joined on a foundation. This is akin to the Israeli concept of a villa, or
single-family home. The caravilla is more spacious than a regular factory built home, and was instrumental in pacifying objections to the disengagement plan.
Trivia
- During a renovation of the Arkansas governor's mansion, then-Governor Mike Huckabee and his family lived in a triple-wide home on site, donated by the state factory-built home builders association. Though the move was criticized by many who believed it played to stereotypes of rural Arkansas, Huckabee agreed to the idea because the industry was important to Arkansas both in terms of sales and employment.
- Single-wide homes, especially older models with weathered bare aluminum skins, are often humorously called "gray whales," which they vaguely resemble.
Further Information
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